Vaults of the ODD

Money

A series about money in plain language — what it is for, how it behaves, and how to think about it — written for people for whom money is often tight, not for those who already have plenty.

Each article builds on the one before, so the numbers are the reading order. A new article publishes every Monday at 08:00; the ones still to come are listed below with their dates, and each becomes a link on the day it goes live.

Not financial advice

The Money vault is general information, not personal financial advice. Drew Griffiths is not a regulated financial adviser, and nothing here is a personal recommendation, or a suggestion to buy, sell or hold any particular product or investment. Rules and figures change; check the current position against the official sources linked in each article before acting on anything. For a decision about your own circumstances, consider a regulated adviser.

  1. Why Invest?

    You already do.

    Time with your loved ones, family and friends is investing. Let me explain how.

    Publishes 10 August 2026

  2. Would You Subscribe Today?

    A subscription keeps taking money until you stop it. One question can help you decide whether it is still worth paying for.

    Publishes 17 August 2026

  3. Did That Actually Leave You Any Money?

    Sometimes you cancel something and nothing seems to change. That does not mean nothing happened.

    Publishes 24 August 2026

  4. Why Leave Money Doing Nothing?

    Money sitting in an account looks like money doing nothing. That is not quite what is happening.

    Publishes 31 August 2026

  5. Where Should I Keep It?

    If the money is only sitting there waiting, why not put it wherever it earns the most?

    Publishes 7 September 2026

  6. How Much Money Will Actually Arrive?

    Before anyone worries about repaying a student loan, there is a nearer question, and most families have not been told the answer.

    Publishes 3 August 2026

  7. How Much Will It Take From Your Pay?

    The number on the student loan statement and the number that comes out of a payslip are worked out from completely different things.

    Publishes 3 August 2026

  8. What Will Your Employer Add?

    There is money attached to your job that only appears once you have put some of your own down. Most people have never found out how much.

    Publishes 14 September 2026